Credit Union Rewards Account

Start your point redemption right now by creating an account at www.curewards.com. You may choose among the variety of famous items, plan for your dream vacation or cash in with your travel rewards. Take advantage of the redemption choices that suits you or choose one according to your lifestyle.

Get the most of what you have earned so far when you sign in to curewards.com. You will have access to tools and services related to your earned points. Some of the services include browsing for available rewards, inquire for accumulated points, request for card replacement or register a new card.  Check back for new offers as often as you can.

Begin Your CURewards Experience

Register a valid account first if you are visiting CU Rewards for the first time. Registration is also required for recently receiving a card replacement. Read and be sure you understand the conditions and terms before providing any personal details. These are the following requirements that you must provide:

• 16 digits number of your account
• Remaining 4 numbers from your Social Security
• Your Postal or Zip code for billing
• Email address linked to your account

Create a unique user name and password for your account. In the event that you forgot your password or login name, there are recovery options available for your convenience. Start your enjoyable shopping after you have accomplished the registration process.

Points Redemption Instruction

More options will be available for you while you are earning more points. This is the point structure set up for your redemption choices. There is a large variety of merchandise and travel options that you can choose from with your reward points. You may pick among the choices of housewares, electronics, cruises, hotel accommodations, international airline tickets and much more.

Shipment Tracking. There are things to remember after you have completed your online redemption. You must keep a statement as proof of your shipment transaction. Verify the estimated shipping schedule as well as the status of your order.

Product Delivery. Please wait for about four to six weeks for your product rewards to arrive. Direct shipping from the respective factory is done for large items. This means that your product may take a few more weeks longer to arrive.

Travel Rewards. You may process your redemption for travel rewards online. An online travel agency program is ready to assist for your convenience. You may accomplish this by accessing the portal any time that you like.

Points Expiry. Please keep in mind that there is an expiration date for some of the reward points. It is recommended that you use or transact your points before it expires.

Help Services. For inquires, comments and shipment status, call customer service by dialing 1-888-634-6318. For assistance with your travel rewards, speak with the travel agent at 1-800-900-6160.

How to activate the credit card

Activate a new or replacement credit card before trying to use it. The card issuer, not the rewards program, handles activation. Have the card, the primary cardholder’s details, and access to the phone or email associated with the account ready.

1. Look for activation instructions on the card or the material that arrived with it.
2. Use the issuer’s official activation method. If online activation is offered, reach the issuer through the company’s official website or type its known site address yourself.
3. Enter the requested card and identity details.
4. Wait for confirmation that activation is complete before making a purchase.

If activation fails, check each number carefully and confirm that the issuer has your current contact information. A replacement card may require a fresh activation even when the account itself has not changed. Do not enter card details on a page reached through an unexpected text message, email, or advertisement.

How to check a credit card balance

A credit card balance is the amount currently posted to the card account. It is different from available credit, which shows how much of the credit line remains available. It is also separate from CURewards points.

To check the balance, sign in through the card issuer’s official site, then open the account summary or balance area. A recent statement may also show the balance as of the statement date. Keep the card and sign-in details nearby in case the issuer asks for verification.

A credit card balance checker may show several figures. Review the labels before acting:

• Current balance usually includes transactions that have posted.
• Statement balance reflects the completed billing period.
• Pending transactions may not yet be included in the current balance.
• Available credit is not the amount owed.

If a payment or purchase is missing, allow time for it to post and check again. For a gift card credit check, use the balance-check method printed on that gift card. A gift card balance is not available through the CURewards points account unless the card’s own instructions specifically say so.

Check your credit before opening a credit card

Checking your credit means reviewing your credit reports and, when available, a credit score. It does not mean checking a card balance. Before you open a credit card, review reports from the three nationwide credit bureaus through AnnualCreditReport.com, the authorized service for free credit reports.

Confirm that your name, addresses, accounts, and payment history are accurate. If you find information you do not recognize, follow the dispute instructions supplied with that bureau’s report. A credit card checker or eligibility tool may estimate approval odds, but it is not a guarantee and may not display the same information a card issuer uses.

When applying, use the card issuer’s official application page and read its current terms. Avoid entering a Social Security number or card details into an unfamiliar credit-check site.