My Prosper Cash Loans

Apply for a new loan by creating your personal account at www.myprospercash.com. As a borrower, you can apply for a loan and find out if you are also eligible to receive offers. Prosper will connect you to investors in case you want to borrow funds in exchange for solid returns.

You will be screened carefully before your fund is approved and released. As soon as you are approved as a borrower, your scheduled monthly payments will be established. As an investor, you can explore the various investment options that may be suitable for you. You may also choose to fund various loan portfolios and enjoy your monthly returns. Your gains will be deposited directly into your registered account. You can join the growing community or learn more about Prosper through myprospercash.com.

Products and Services of MyProsperCash

Use your borrower account and you can get loans for:

• Special occasion
• Small business
• Baby and adoption
• Auto and vehicle financing
• Home improvement and repairs
• Debt consolidation

Please enter the personal offer that you have received or the confirmation code from My Prosper Cash. The 8-digit confirmation code is needed so that you can access your account. After the code has been confirmed, indicate the amount that you would like to borrow. The approved amount should not be less than ,000 and will not exceed ,000. First time borrowers will have the annual percentage rate of 5.99% up to 36.00%.  Keep in mind that the lowest borrower rates are awarded to the most creditworthy clients. You may refer to your Borrower Registration Agreement for more information.

Benefits of My Prosper Cash Loans

• You are preapproved for your future loans
• You will received the lowest APR of 5.99%
• There are no prepayment penalties or hidden fees involved
• Review your rate without affecting your credit score

For further customer assistance regarding your account related issues, please use the Contact Us menu located at the bottom page. You may also speak with the customer care representative at 1-(866)615-6319  and 1-(877)646-5922. Send your loan payment through mail at Prosper Marketplace Inc. Post Office Box 396081, San Francisco, California, Zip code 94139-6081. You may also drop by in person at Prosper Funding LLC, 221 Main Street, Suite 300, San Francisco, California Zip code 94105. Navigate the Contact Us page if you need more information regarding the Affiliate Program or interested in becoming a partner.

Where to cash a check

Start with the bank or credit union where you already have an account. Depositing the check there is often the simplest option, although some or all of the funds may be held while the check is reviewed.

You can also ask the bank named on the front of the check whether it cashes checks for people who are not customers. Some grocery stores, large retailers, and check-cashing stores provide this service as well. Rules, identification requirements, and fees vary, so confirm them before handing over the check.

Bring the check unsigned and carry a current government-issued photo ID. Sign the back only when the teller or clerk tells you to do so. The name on your ID should match the payee name on the check.

How to find a check-cashing location near you

Use your phone's map search for a bank, credit union, retailer, or check-cashing store near you. Add “open now” only if you need immediate service, then call the location using the number shown in its verified business listing. Ask whether it accepts your type of check and what identification you need.

• Check that the business name and street location match the listing.
• Ask whether the check can be cashed or must be deposited.
• Confirm when the funds will be available.
• Keep the receipt until the transaction appears correctly in your account.

If one location refuses the check, ask for the reason. Common problems include an ID mismatch, a missing signature, an unreadable check, an old date, or a check the business cannot verify. Contact the person or organization that issued it if anything needs to be corrected.

Cashing or depositing a check online

“Cash a check online” usually means depositing it with a bank or financial service that offers mobile check deposit. It does not normally produce physical cash immediately.

1. Sign in through the provider's official app or official website.
2. Choose mobile deposit and select the receiving account.
3. Enter the check details and follow the endorsement instructions exactly.
4. Photograph the front and back in good light on a plain background.
5. Submit the deposit and save the confirmation.

Do not discard the paper check until the deposit is accepted and the provider's retention period has passed. Never send check photos, account passwords, or verification codes to someone offering to “help” through a message.

Cash Store login problems

A Cash Store account is separate from a My Prosper Cash account. Do not try Prosper credentials on another company's sign-in page. Open the official Cash Store site or app from a trusted bookmark, check the company name carefully, and use its password-reset option if needed. If no reset message arrives, check the spam folder and confirm that you entered the email address used when the account was created.