How to Change Your App Store Credit Card

To change the credit card used for App Store purchases, open your Apple Account payment settings, add or update the card, and place it first in the payment-method list. The change applies to App Store purchases and other services billed through the same Apple Account.

If you searched “how do I change credit card on App Store,” use the instructions below for your current device. Changing an Apple Account payment method does not change cards stored separately in Apple Pay.

Before You Change Your Payment Method

An Apple Account is the account used to sign in to the App Store and other Apple services. Before changing the App Store credit card, have the following ready:

• Access to the Apple Account currently signed in to the App Store.
• The new card number, expiration date, security code, cardholder name, and billing address.
• Access to any verification method required by the card issuer, such as its app or a text message.
• A card accepted for the country or region assigned to the Apple Account.

Check that the billing name and address match the information held by the card issuer. If the new card replaces an expired card but keeps the same number, you may only need to edit the expiration date and security code.

Change Your App Store Credit Card on iPhone or iPad

To change a credit card for App Store purchases on an iPhone or iPad, use Settings rather than the App Store app:

1. Open Settings.
2. Tap your name at the top.
3. Tap Payment & Shipping.
4. Sign in to your Apple Account if asked.
5. To update an existing card, tap that card, change the billing details, and tap Done.
6. To replace a card, tap Add Payment Method, enter the new card details, and tap Done.
7. After the new card is accepted, return to Payment & Shipping and remove the old card if it is no longer needed.

Adding the replacement before removing the old card can prevent problems when the account requires an active payment method. These are also the steps for readers asking how to change credit card in App Store settings.

Change Your App Store Credit Card on a Mac

On a Mac, Apple provides App Store account controls for updating payment information:

1. Open the App Store.
2. Click your name in the sidebar. If it is not shown, click Sign In, sign in to the correct Apple Account, and then click your name.
3. Click Account Settings.
4. Sign in again if prompted.
5. Next to Payment Information, click Manage Payments.
6. Click Edit beside an existing card to update its billing details, or click Add Payment to enter a replacement card.
7. Click Done after entering the information.
8. Once the new card has been accepted, use Edit beside the old card and select Remove Payment Method if appropriate.

Confirm that the Mac is signed in to the same Apple Account used for the App Store purchases you want to cover.

Change the Card on the Web

You can add a payment method through Apple’s official Apple Account website. Open {site}, locate the Apple Account sign-in area, sign in, and open the payment-method settings. Enter the new card and complete any identity or card verification shown on the screen.

Apple warns that editing payment information online may automatically remove additional payment methods in some countries or regions. Review the saved methods afterward. If the web controls are missing or do not allow the required change, use Settings on an iPhone or iPad or Manage Payments in the Mac App Store.

Set the New Card as the Primary Payment Method

The primary payment method is the first eligible method in the Apple Account payment list. Apple generally attempts to charge payment methods in the order displayed, although Apple Account balance and some Family Sharing arrangements can affect which source is used.

On an iPhone or iPad:

1. Open Settings, tap your name, and select Payment & Shipping.
2. Tap Edit.
3. Touch and hold the new card, then drag it to the top of the payment-method list.
4. Tap Done.

On a Mac, open Manage Payments through the App Store and use the arrows beside the payment methods to move the new card upward. Moving the new card to the top is the key step when you need to change credit card on App Store purchases without deleting a backup method.

If You Cannot Add, Edit, or Remove a Card

A failed card change does not always mean the settings are broken. Check these common causes:

• Unpaid balance: A billing problem with a previous purchase may require a valid payment method before normal account activity resumes. Add a working method and follow the displayed instructions.
• Active subscriptions or other payment obligations: Apple may require at least one eligible payment method to remain on the account.
• Family Sharing: With Purchase Sharing enabled, the family organizer’s payment arrangements can affect family purchases. A family member may need the organizer to update the shared method.
• Card verification: Complete any verification requested by the financial institution. If verification fails, ask the card issuer whether the card can be used for Apple transactions.
• Billing details: Recheck the cardholder name, billing address, expiration date, and security code.
• Country or region mismatch: The payment method must be accepted for the country or region assigned to the Apple Account.
• Unavailable controls: Confirm that you are signed in to the intended Apple Account. Account restrictions or device-management settings may also limit changes.

Do not try to bypass Apple Account security, verification requests, or Family Sharing controls. Changing the card can correct payment information, but it will not resolve every billing or account issue.

Get Help with App Store Payment Methods

If the card is valid but Apple still will not accept the change, use Apple’s verified support options. Open {site}, choose Support, and select the topic for billing, subscriptions, or Apple Account payment methods. You can also use the Apple Support app if it is already installed on your device.

Describe the exact message shown and whether the problem occurs while adding, editing, reordering, or removing the card. Apple can review account-side restrictions; the card issuer is the appropriate source for a decline or failed issuer verification.